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CONSTRUCTION/REMODELING LOANS

We offer renovation/remodel and construction loans (including one time close)

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Construction:

- Can finance construction of stick built, modular, and manufactured homes with no requalification and no reappraisal once completed.

- All in one financing option: lot purchase, construction, and permanent mortgage. By only closing on financing once, this significantly reduces your closing costs.

- Up to 100% loan to value for VA and USDA, 96.5% for FHA, 95% for conventional.

- No payments due during construction!

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Renovation:

- Looking at buying a fixer but don't have the cash to do renovations? Include the cost in your financing (can be done for refinances as well). 

- Landscape renovations, new kitchens, room additions, and major structural repairs are eligible.

- USDA can allow you to go up to 100% loan to value. If going with other programs, generally 97% LTV or less will be the options. Generally based on "after completed" value depending on loan product.

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Aleksey Moody, Loan Officer #2091836 

Edge Home Finance Corporation, NMLS #891464. 1206 Pacific Ave #600, Tacoma, WA 98402

NMLS Consumer Access

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Edge Home Finance Corp, is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. 

Pre-approvals are based on underwriter review of credit and income documentation only. A pre-approval is not a loan approval, rate lock, guarantee or commitment to lend. An underwriter must review and verify a complete loan application after you are preapproved in order to qualify.

This is not a commitment to lend. Prices and guidelines are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision.

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