Construction:

- Can finance construction of stick built, modular, and manufactured homes with no requalification and no reappraisal once completed.

- All in one financing option: lot purchase, construction, and permanent mortgage. By only closing on financing once, this significantly reduces your closing costs.

- Up to 100% loan to value for VA and USDA, 96.5% for FHA, 95% for conventional.

- No payments due during construction!

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Renovation:

- Looking at buying a fixer but don't have the cash to do renovations? Include the cost in your financing (can be done for refinances as well). 

- Landscape renovations, new kitchens, room additions, and major structural repairs are eligible.

- USDA can allow you to go up to 100% loan to value. If going with other programs, generally 97% LTV or less will be the options. Generally based on "after completed" value depending on loan product.