Mortgages for Business Owners
As a business owner, sometimes it can be harder to qualify for a mortgage. Luckily, we have programs that have your back. Here are your options:
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Bank Statement Qualification:
Don't miss out on certain tax deductions because you want to qualify for a mortgage. We can use bank statements, instead of tax returns, to show the true cash flow of your business and allow you to qualify for the home of your dreams.
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- 12 or 24 months bank statements can be used.
- Currently, we allow as little as 10% down for this program.
- Best rates are achieved when combining lower loan to value and 24 months statements.
- This can be used for owner occupied, second homes, investment properties, non-warrantable and warrantable condos, 1-4 units.
- 30 year fixed or 40 year interest only available.
-Purchase, rate/term refinance, or cash out refinance up to $4 million loan amount.
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1099 Qualification:
Similar to the bank statement loan, qualify without tax returns, but instead use your 1099's. Year to date earnings verified through bank statements or paystubs.
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- Currently, we allow as little as 10% down for this program.
- This can be used for owner occupied, second homes, investment properties, non-warrantable and warrantable condos, 1-4 units.
-Purchase, rate/term refinance, or cash out refinance up to $4 million loan amount.
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