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LEARN ABOUT LOAN PROGRAMS

VA LOANS

VA backed home loans are a great tool for those who have served, and offer lots of flexibility.

CONVENTIONAL

Conventional loans have slightly stricter guidelines than FHA, but offer flexibility in other ways! They can be used to purchase or refinance 1-4 unit primary, vacation, and investment homes.

FHA

FHA loans are a great tool for many people. Offering more flexibility on credit and debt to income ratios. Primary residences only, including 2-4 unit owner occupied.

USDA

USDA loans are an option for homes that fall within eligible zones, and if borrowers meet certain income limits. As little as 0% down payment!

UNCONVENTONIAL/ Non-QM PROGRAMS

For the borrower that needs alternative options, we work with several lenders that offer this. Investment specialized loans, loans for those who are self-employed, and more!

MANUFACTURED HOME LOANS

We are much more friendly to manufactured home loans than other lenders, check out your options!

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Aleksey Moody, Loan Officer #2091836 

Edge Home Finance Corporation, NMLS #891464. 1206 Pacific Ave #600, Tacoma, WA 98402

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Edge Home Finance Corp, is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. 

Pre-approvals are based on underwriter review of credit and income documentation only. A pre-approval is not a loan approval, rate lock, guarantee or commitment to lend. An underwriter must review and verify a complete loan application after you are preapproved in order to qualify.

This is not a commitment to lend. Prices and guidelines are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision.

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