ITIN Mortgages
Enjoy the benefits of homeownership even without a social security number!
- 15-20% down minimum is standard.
- Can be used to buy 1-4 unit stick built homes, townhomes, condos, single or double wide manufactured homes (on owned land, if in a park but lots are individually owned, that can work), vacant land, and investment properties.
- Bank statement qualification is available for those who are self employed.
- You will need to provide your current passport, OR copy of government issued photo ID and copy of ITIN letter or card issued by IRS.
- 15, 20, 25, or 30 year fixed interest terms available.
- Because lenders are taking on some level of risk with ITIN loans, rates are generally a little higher.
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Aleksey Moody, Loan Officer #2091836
Edge Home Finance Corporation, NMLS #891464. 1206 Pacific Ave #600, Tacoma, WA 98402
Edge Home Finance Corp, is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Pre-approvals are based on underwriter review of credit and income documentation only. A pre-approval is not a loan approval, rate lock, guarantee or commitment to lend. An underwriter must review and verify a complete loan application after you are preapproved in order to qualify.
This is not a commitment to lend. Prices and guidelines are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision.